Higher mortgage rates can increase home buying costs, making it more difficult for some aspiring buyers to afford a home.
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The average rate for a 30-year fixed-rate mortgage rose to 4.27% in the week ending March 11, up roughly a full percentage point from a year earlier and the highest level since May 2019, according to the Mortgage Bankers Association. You can access counselling on your own or as a couple.Mortgage rates started rising in anticipation of the Fed's rate increases and are likely to go up further now that the Fed is bumping up short-term borrowing costs. Get relationship support: If your drinking is negatively affecting you or your relationships, get support from Relate.Talk to your GP or your local alcohol service, or visit the Alcohol Change UK website to find out more about getting support. Lots of us struggle with alcohol at some point in our lives and need support to turn things around. Ask for help: Ask for help if you feel you need it, or if you’re worried about someone else’s drinking.It’s a great way to reassess your relationship with alcohol, and have some sober fun with your loved ones. Go alcohol-free for a month: Take time off from drinking by having a Dry January or other alcohol-free break.
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Use a free app like Try Dry to keep track of your drinking and set goals to help you cut down. Keep track of your drinking: Recording what you drink for a few weeks will help you understand your drinking pattern so that you can decide if you want to make a change.Commit to cutting down: The UK’s Chief Medical Officers recommend not drinking more than 14 units a week that means about six pints of lager or a bottle and a half of wine.Talk it over: If you’re having problems or something is playing on your mind, it’s good advice to talk things through when both of you are sober – don’t wait until one or both of you has started drinking.Alcohol is never an excuse for domestic abuse. Alcohol-fuelled arguments can be particularly upsetting for children in the household some children will feel frightened by their parent’s drinking, others embarrassed or left feeling neglected. Regular arguments about your own or your partner’s drinking is also a tell-tale sign that alcohol has become a significant factor in your relationship. Your drinking is causing conflict: Alcohol can affect mood and decision-making.
It can also reduce sensation and impact on the quality of your communication, leading to a less fulfilling sex life, putting strain on an intimate relationship.
make it difficult to have or keep an erection), limit or prevent ejaculation, and can cause vaginal dryness in some women due to the dehydrating effects of alcohol. Your sex life is less fulfilling: Whilst alcohol can sometimes increase sexual desire in the moment, it can also result in erectile dysfunction (i.e.You are hiding or being dishonest about your drinking: If you are hiding how much and how often you drink from your partner or loved ones, or pretending to drink less than the reality, then this can cause trust problems in your relationships.But if alcohol is at the centre of your romantic relationships, friendships or relationships with family members, this can become damaging over time, whereby you find yourself unable to have a good time together without alcohol. Alcohol is playing a key role in your relationship: Many people drink with people who are close to them.Consultation response: advertising alcohol alternatives.Consultation response: New alcohol duty system.Consultation response: Deposit Return Scheme.Consultation response: Autumn Budget 2021.Consultation response: Spending Review 2021.
Consultation response: Prevention Green Paper.Consultation response: Health Survey for England.Consultation response: Comprehensive Spending Review 2020.Consultation response: Alcohol duty review.Consultation response: Violence Against Women and Girls (VAWG) Strategy.Consultation response: Amending limitations on advertising low alcohol products.Consultation response: Women's Health Strategy.The All-Party Parliamentary Group on Alcohol Harm Minimum price for alcohol in Wales – what does it mean for you?.Alcohol harms – what are they, and what is our role?.
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